What type of license allows a producer to operate in multiple states?

A non-resident license permits insurance producers to operate in states where they do not hold a resident license. This is particularly important for producers who wish to provide services in multiple states, as it enables them to work legally and offer coverage to clients outside their state of residence.

For example, if a producer is licensed in Michigan but wants to also conduct business in Ohio, they would need to obtain a non-resident license for Ohio. This allows them to comply with each state's licensing regulations while expanding their reach and serving a broader client base.

State licenses, on the other hand, apply only to the state of issuance, which means they do not cover operations in other states. An all-state license is not a designation used in insurance licensing terminology. An interstate license is not a recognized term in the licensing framework; thus, it wouldn't apply regarding the context of producer operations across state lines.