What type of evidence is admissible in court regarding insurance contracts?

In the context of insurance contracts, the written contract is considered the primary evidence because it represents the mutually agreed-upon terms between the parties involved. When disputes arise, courts typically look to the written documentation to determine the intentions and duties of each party, as it is the formal record of the agreement. This emphasis on written material ensures clarity and consistency, ensuring that the exact terms, conditions, and stipulations that both parties consented to are honored.

While oral agreements can sometimes be relevant, they are generally less reliable due to the lack of documentation. This can lead to misunderstandings or differing interpretations, making them less favorable in a legal context. Additionally, insurance contracts often contain specific clauses stating that the written contract is the ultimate authority in case of conflicting agreements. Hence, the written contract's status as the admissible evidence is pivotal in legal themes surrounding contractual disputes in insurance.