According to Michigan regulations, what can insurers NOT do when soliciting insurance?

Insurers are strictly regulated when soliciting insurance, and both misleading clients and offering illegal incentives are serious violations. Misleading information can harm clients by leading them to make uninformed decisions based on false or deceptive statements. Insurers have a duty to provide accurate and truthful information to facilitate informed decision-making.

Offering incentives that break the law also undermines the integrity of the insurance industry and can lead to legal penalties for the insurer. Regulatory bodies enforce these rules to protect consumers from unethical practices.

Combining these points, the correct answer encompasses the importance of ethical conduct in the insurance industry, where honesty and legality are critical to maintaining trust and compliance with Michigan regulations.